Do you have debts that you are considering paying your debt off early? Everyone wants to be debt free (well most of us do), but did you know there are some cons to paying off your debt early? Â Depending on your situation, paying it off early could damper your financial situation, so make sure you…
As most of you know, we moved into our current home last June. We have a nice sized yard and a really nice neighborhood. What we don’t have is a house that was move in ready. Well, it was, but we wanted to change many things. It’s been months and we still have too many…
I was lucky enough to be able to try out a new service from TransUnion. I will disclose I was provided the service to try and review. This review is based on me testing the service and my opinions are my own. If you aren’t familiar with TransUnion, then let me give you a quick…
My friends over at Motif Investing created this great infographic on how to grow your wealth with simple investment strategies. As regular readers know, I’m a fan of infographics. I feel they are easy to follow and some of them provide awesome visuals on a topic which might be boring otherwise. If I get a…
I’m sure most of you have heard the phrase “when life gives you lemons, make lemonade!” The basis of this quote or phrase is when you are given an opportunity, do something with it. When life gives you a lemon, don’t just say “thanks” and move on. Do something with the lemon, like make lemonade. To tell you the truth, I kind of live by this quote. I know I got my drive from my parents, who work their butts off and do well doing it. They never let their foot off the gas. When life gives them an opportunity, they tend to take it. I’m the same way. Not only that, but I try and find my own lemons on occasion. I don’t always like to wait for life to give me a lemon, I want to find it and create the opportunity. Though this quote is inspirational, I don’t feel it tells the entire story. I wanted to expand on it and make it my own, because I can!
I have been reviewing cell phone providers for a long time, longer than this blog has been around. I have a few “test” phones around my house just for this purpose. The reason I do it is because I got really tired of paying inflated prices on the big networks. I had Verizon for a long time and just accepted their prices. They do have one of the best networks around, but you pay a premium for it. I was never mad at their service, just their prices. I broke up with Verizon nearly two years ago and have since been on a mission to try my hand at other networks. Today, I am going to provide you with my Boost Mobile review.
I have had a Capital One 360 checking account for some time now, so I figured it would be time to provide a review of the service. Many of you might know of this service, but Capital One bought ING Direct and relabeled the banking service to Capital One 360. They offer both a checking and savings account, which are online only. They are essentially an electronic checking and savings account. I have really enjoyed the service and Capital One made it extremely easy to setup. Here is my Capital One 360 review.
One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.
T-Mobile is at it again with a great new promotion for those looking to save on their monthly cell phone bill. T-Mobile now is offering their Family Plan up to 4 lines for only $100 a month. Yes, for you math geniuses, that is only $25/per month per line. Now, you can really only get a cheaper plan on Republic Wireless, but this is going to be the next best thing. I just wanted to share this with you as I know a lot of my readers like to save money on their cell phone bills. I do to and that is why I review so many services. Anyway, here is the gist of the offer.
I talk a lot about cell phones and their respective services. Why? First, I love technology, absolutely love it. It is my weakness and the main reason why I started my e-commerce business back in the day. Second, I realize cell phones are very popular. Almost everyone has one and they are now a mainstay in our lives. Third, I feel everyone deserves the opportunity to get good service at a good price. I typically review and talk about discount services instead of the big boys, but that all depends on how I feel! I review these services to give anyone the opportunity to find a feasible solution to the big name carriers. Why do you need to spend $150 a month just for two smartphones? I don’t think so. Here, I will show you how to unlock your phone on the big carriers.
First, let me give mad props to my fellow personal finance blogger, Holly of Club Thrifty, for rocking a Wall Street Journal essay and a Fox Business TV interview. She was dealing with the topic of money and marriage. This is a very controversial topic in the world of personal finance and I understand why. I wrote about it briefly some time ago when I was talking about paying off a spouses debt when they incurred it before marriage. That one got me some angry comments and emails, but I powered through. I don’t mind causing a little controversy. I read both the arguments on the WSJ piece and I am going to provide my argument for separate finances for married couples.
You have probably heard of the saying “money talks!” If you haven’t then it is a simple premise. If you have money, then you have power and influence. The more money you have, then the more power and influence you have. We see this premise in action everywhere really. It really shows up in business and politics. I figured I would share a story with you that would bring home this phrase. You probably don’t need a story to understand that money really does talk, but you are getting one anyway. This is about a co-worker that was deep into politics, so much that she was planning a career switch.
