My name is Grayson Bell and I created this site in 2012 after I took an all too familiar journey to get out of debt. Wealth Bytes is dedicated to figuring out how to get your finances in order and push yourself to get out of debt. Once out of debt, we want to help you grow your wealth.
How can you use credit wisely? Can you use credit cards again? How do you build your wealth? These are all things that I tackle on Wealth Bytes. There is more to finances than just debt and I cover all of the topics! I am also not afraid of controversial topics, so you may have to brace yourself sometimes.
For those who want to know, yes, you can use credit cards again. I use them every day for every purchase and haven’t paid any interest. I changed my money mindset after paying off the debt. The problem was me, not the credit cards.
I originally found myself with $50,000 worth of credit card debt, all of which I created on my own. That was on top of nearly $25,000 in other consumer debt, such as auto loans and an ill-fated Jetski loan. This was all leading up to and during the Great Recession. No one helped me use that little plastic card, so I had no one to blame but myself. After finally hitting a wall and realizing that it was going to take over 60 years to pay off my debt, I finally put my foot down and said enough is enough.
I clawed my way back out of the large hole, penny by penny, and after 4 long years, I have paid off my last credit card. The best part is I saved money along the entire process and created a new method while doing so.
In the years since paying off my credit card debt, I created a small business to help WordPress powered sites with their tech support. This business has changed my life financially. This business has pushed be into self-made millionaire status and now I’m obsessed with helping others grow their wealth by becoming financially savvy. If I can do it, anyone can.
I am not a financial adviser, nor do I pretend to be one. Most people that comment on this website or share stories are not professionals as well. The only reason why I am here is because I can relate to most of you. I have been there and done that. I went though the same struggles that you have. I want to provide people that are working hard to pay off debt with the information that will allow them to roundup their finances and finally hogtie their debt. By providing my personal story, along with great tools and software that will work for you, I hope to spark the change that is needed to light the debt reduction fire!