I cover a lot of material on Wealth Bytes. The reason is because I get a lot of questions about money. I’m certainly OK with that, but I figured I would try to push all of the categories in one place so you can easily find a topic you want to look for. It’s easier…
I have a confession my friends. It’s not something I’m really happy about, but the truth hurts sometimes. I have a problem and I’m working hard to fix it. I’m a hoarder, everyone. Yes, that’s right, I hoard, but not things, just money! I’m a money hoarder and I’m working to change it. While it…
Thank You For Your Feedback! No, really I do. I pride myself on the articles that I can provide to help anyone with debt and growing wealth. When you take the time to answer my survey, it shows that you are willing to help this community grow. This is how a blog succeeds, so thank…
It has been some time since I wrote my final goodbye to Verizon. I left Verizon back a few years ago and then finally was able to get my wife to switch. Coverage was great, but the price was outrageous. Either way, I had been looking for a new service provider for some time and there were…
No matter what your goal, or how long it takes you to get there, the chances of you succeeding at your goal is based largely on your willingness to persevere. Why is it that perseverance breeds success? Let’s start with the definition of perseverance. Dictionaries defines perseverance this way: Perseverance: steadfastness in doing something despite…
I was lucky enough to be able to try out a new service from TransUnion. I will disclose I was provided the service to try and review. This review is based on me testing the service and my opinions are my own. If you aren’t familiar with TransUnion, then let me give you a quick…
I’m sure most of you have heard the phrase “when life gives you lemons, make lemonade!” The basis of this quote or phrase is when you are given an opportunity, do something with it. When life gives you a lemon, don’t just say “thanks” and move on. Do something with the lemon, like make lemonade. To tell you the truth, I kind of live by this quote. I know I got my drive from my parents, who work their butts off and do well doing it. They never let their foot off the gas. When life gives them an opportunity, they tend to take it. I’m the same way. Not only that, but I try and find my own lemons on occasion. I don’t always like to wait for life to give me a lemon, I want to find it and create the opportunity. Though this quote is inspirational, I don’t feel it tells the entire story. I wanted to expand on it and make it my own, because I can!
I received an email yesterday from Capital One 360. Since I’m a member and have a checking and savings account with them, I was happy to see this change. Capital One 360 has been going through some changes, but they are making it a little better now. You can now deposit cash at Capital One ATMs! That’s right! It used to be a pain to deposit money into Capital One 360, especially cash.
One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.
I talk a lot about cell phones and their respective services. Why? First, I love technology, absolutely love it. It is my weakness and the main reason why I started my e-commerce business back in the day. Second, I realize cell phones are very popular. Almost everyone has one and they are now a mainstay in our lives. Third, I feel everyone deserves the opportunity to get good service at a good price. I typically review and talk about discount services instead of the big boys, but that all depends on how I feel! I review these services to give anyone the opportunity to find a feasible solution to the big name carriers. Why do you need to spend $150 a month just for two smartphones? I don’t think so. Here, I will show you how to unlock your phone on the big carriers.
Welcome to the first Debt Roundup DIY post! In my new house update, I told you I was going to be adding some new do it yourself content in order to help those looking to save some cash and learn a few things. Yes, that is me in the video above. I am a huge DIY advocate. I think you can learn so much while trying to accomplish tasks on your own. I fix my own cars, build fences, fix plumbing, run electrical, and have moderate carpentry skills. If something comes up in my house, I am going to try to build or repair it on my own. Why not? I have saved thousands by doing things on my own. Not only that, but I have learned valuable skills. Today, I am going to show you how to replace a lamp socket. Why is this one first? Well, here is the back story and how to do it.
How You Can Earn Cash Back Everyone loves to earn cash back, right? I know that I look for each and every way to earn money back when I go shopping. This page is a resource that will show you how to earn back back when you shop both online and offline. These resources are…
