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I’m a Money Hoarder!

I’m a Money Hoarder!

I have a confession my friends.  It’s not something I’m really happy about, but the truth hurts sometimes. I have a problem and I’m working hard to fix it. I’m a hoarder, everyone. Yes, that’s right, I hoard, but not things, just money!  I’m a money hoarder and I’m working to change it.  While it…

Survey Thank You

Thank You For Your Feedback! No, really I do. I pride myself on the articles that I can provide to help anyone with debt and growing wealth. When you take the time to answer my survey, it shows that you are willing to help this community grow. This is how a blog succeeds, so thank…

Perseverance Breeds Success

Perseverance Breeds Success

No matter what your goal, or how long it takes you to get there, the chances of you succeeding at your goal is based largely on your willingness to persevere.  Why is it that perseverance breeds success?  Let’s start with the definition of perseverance.  Dictionaries defines perseverance this way: Perseverance: steadfastness in doing something despite…

When Life Gives You Lemons, Don’t Just Make Lemonade!

When Life Gives You Lemons, Don’t Just Make Lemonade!

I’m sure most of you have heard the phrase “when life gives you lemons, make lemonade!” The basis of this quote or phrase is when you are given an opportunity, do something with it. When life gives you a lemon, don’t just say “thanks” and move on. Do something with the lemon, like make lemonade. To tell you the truth, I kind of live by this quote. I know I got my drive from my parents, who work their butts off and do well doing it. They never let their foot off the gas. When life gives them an opportunity, they tend to take it. I’m the same way. Not only that, but I try and find my own lemons on occasion. I don’t always like to wait for life to give me a lemon, I want to find it and create the opportunity. Though this quote is inspirational, I don’t feel it tells the entire story. I wanted to expand on it and make it my own, because I can!

Boost Mobile Review – My Thoughts After Testing the Service
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Boost Mobile Review – My Thoughts After Testing the Service

I have been reviewing cell phone providers for a long time, longer than this blog has been around. I have a few “test” phones around my house just for this purpose. The reason I do it is because I got really tired of paying inflated prices on the big networks. I had Verizon for a long time and just accepted their prices. They do have one of the best networks around, but you pay a premium for it. I was never mad at their service, just their prices. I broke up with Verizon nearly two years ago and have since been on a mission to try my hand at other networks. Today, I am going to provide you with my Boost Mobile review.

Capital One 360 Review – Easy to Use Online Banking
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Capital One 360 Review – Easy to Use Online Banking

I have had a Capital One 360 checking account for some time now, so I figured it would be time to provide a review of the service. Many of you might know of this service, but Capital One bought ING Direct and relabeled the banking service to Capital One 360. They offer both a checking and savings account, which are online only. They are essentially an electronic checking and savings account. I have really enjoyed the service and Capital One made it extremely easy to setup. Here is my Capital One 360 review.

What If We All Bought Used Cars?

What If We All Bought Used Cars?

One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.