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When Life Gives You Lemons, Don’t Just Make Lemonade!

When Life Gives You Lemons, Don’t Just Make Lemonade!

I’m sure most of you have heard the phrase “when life gives you lemons, make lemonade!” The basis of this quote or phrase is when you are given an opportunity, do something with it. When life gives you a lemon, don’t just say “thanks” and move on. Do something with the lemon, like make lemonade. To tell you the truth, I kind of live by this quote. I know I got my drive from my parents, who work their butts off and do well doing it. They never let their foot off the gas. When life gives them an opportunity, they tend to take it. I’m the same way. Not only that, but I try and find my own lemons on occasion. I don’t always like to wait for life to give me a lemon, I want to find it and create the opportunity. Though this quote is inspirational, I don’t feel it tells the entire story. I wanted to expand on it and make it my own, because I can!

Capital One 360 Review – Easy to Use Online Banking
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Capital One 360 Review – Easy to Use Online Banking

I have had a Capital One 360 checking account for some time now, so I figured it would be time to provide a review of the service. Many of you might know of this service, but Capital One bought ING Direct and relabeled the banking service to Capital One 360. They offer both a checking and savings account, which are online only. They are essentially an electronic checking and savings account. I have really enjoyed the service and Capital One made it extremely easy to setup. Here is my Capital One 360 review.

Good News Capital One 360 Members, You Can Deposit Cash!

Good News Capital One 360 Members, You Can Deposit Cash!

I received an email yesterday from Capital One 360. Since I’m a member and have a checking and savings account with them, I was happy to see this change. Capital One 360 has been going through some changes, but they are making it a little better now. You can now deposit cash at Capital One ATMs! That’s right! It used to be a pain to deposit money into Capital One 360, especially cash.

What If We All Bought Used Cars?

What If We All Bought Used Cars?

One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.

Straight Talk Review – Bring Your Own Phone and Save
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Straight Talk Review – Bring Your Own Phone and Save

I have been testing out the Straight Talk service for a little bit now, so I figured I would post a review of how it has been going. There have been many questions from readers in regards to this topic, as I am sure many have been wondering how to get away from the big carriers, AT&T and Verizon. Since I am using the Straight Talk bring your own phone program, that is what I will be reviewing. Straight Talk uses SIM cards that are compatible with either AT&T’s or T-Mobile’s network.

See.ing Smartcam Review – Wireless Monitoring Camera
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See.ing Smartcam Review – Wireless Monitoring Camera

As a fan of both DIY and technology, I will always jump at the chance to review and test wireless video monitoring equipment. Luckily for me, that chance came up recently. There is a new product on the market to jump into the wireless monitoring arena. DXG has created their See.ing Smartcam product line to compete with the likes of Dropcam and D-Link. I enjoy competition as it allows for people to make an educated guess on what is the best. I have had a Dropcam for some time and have enjoyed it. There are some quirks, so this See.ing Smartcam review will be based on a comparison between the two.

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

You’re frustrated at the end of the month because it feels like every penny you make goes toward paying bills, and you have nothing to show for your hard work. You see things that you would like to have, seemingly frivolous items like designer shoes or a new television, and walk away, thinking that because you don’t have the money now, you won’t ever be able to have what you want. You’re jealous of others. While it’s true that basic necessities like food and shelter cost more than ever, the real reason that most people aren’t achieving wealth goals has nothing to do with how much money is in the bank. It has to do with how they think about money.