Vacation. It is an annual rite of passage for many families across the summer. Besides Christmas, vacation is usually the largest one-time expense each year. We all want to have an awesome vacation, no matter if we stay near for a staycation, or book an international trip for a few weeks. Budgeting for a nice…
With the holidays getting closer, it’s time to start a budget for the gifts you plan to give. No matter if you have kids, significant other, family, friends, etc., you should be planning on how much you want to spend and how you will earn that money. There is no point in going into debt…
The media loves to regularly point out that Americans struggle to afford an unexpected $500 bill. What many of us don’t realize is that if you’re having trouble paying for life’s surprises, you probably struggle to buy groceries and pay your rent every month too. Being able to save money on groceries is an easy…
You don’t make a lot of money and you’ve worked hard to get out of debt. Now that you have the taste of what it’s like to not have a monthly interest payment for maybe the first time ever as an adult, the last thing you want to do is go back into debt. But,…
Paying off debt is hard for anyone. It’s always on your mind until it’s gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel…
Have you heard about the magic penny before? What about turning one little penny into over $10 million? No? Well, before we go on to talk about this magical penny, let me ask you a simple question and I want you to answer it honestly. Would you rather have $1 million or one penny doubled…
The new year is here and I’m sure you’re ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I…
If you are even halfway serious about trying to get out of debt or simply want to spend $100 less a month, one of the first steps you need to take is monitoring your monthly spending. Before you think that the only way to track how much you spend is to pay for a monthly…
There is a lot of advice out there to tell you what you “should” do with your money, but we’re going to show you what you “shouldn’t” do with you money. Especially when you’re just starting out in the workforce and you’re in your 20s. This is a time you need to be focusing on…
If you forgot, Father’s Day is this Sunday, 6/18. I don’t think much about gifts for Father’s Day because I have a hard enough time to come up with gift ideas for my birthday. As I have grown older, I have enjoyed spending time with family over the material gifts. So, I like the experiences and…
Finding Amazon discounts is almost like the “Holy Grail” for most online shoppers. While you can save money with their daily deals or signing up for Subscribe and Save, you have to look pretty hard sometimes to find additional savings opportunities. Amazon is so large and are elusive with their extra savings, it can become difficult squeezing…
Have you ever ordered something just to find out the price dropped just a few days after you purchased? If you’re lucky, you can go back into the store and ask for a price adjustment refund. Yes, some of the bigger stores do that sort of thing. The issue is, it can be very difficult…
