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Capital One 360 Review – Easy to Use Online Banking
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Capital One 360 Review – Easy to Use Online Banking

ByGrayson Bell

I have had a Capital One 360 checking account for some time now, so I figured it would be time to provide a review of the service. Many of you might know of this service, but Capital One bought ING Direct and relabeled the banking service to Capital One 360. They offer both a checking and savings account, which are online only. They are essentially an electronic checking and savings account. I have really enjoyed the service and Capital One made it extremely easy to setup. Here is my Capital One 360 review.

Good News Capital One 360 Members, You Can Deposit Cash!

Good News Capital One 360 Members, You Can Deposit Cash!

ByGrayson Bell

I received an email yesterday from Capital One 360. Since I’m a member and have a checking and savings account with them, I was happy to see this change. Capital One 360 has been going through some changes, but they are making it a little better now. You can now deposit cash at Capital One ATMs! That’s right! It used to be a pain to deposit money into Capital One 360, especially cash.

The Income Gap Is Affecting Our Eating Habits And Health

The Income Gap Is Affecting Our Eating Habits And Health

ByMike Collins

Being buried in debt and struggling to make ends meet every month can stress you out and have a negative impact on your overall health. This type of stress is one thing that the wealthy never have to worry about. But there are other ways in which the income gap between the rich and poor is affecting our health, and that was the subject of a recent article on MSN Money. According to a study published in the Journal of the American Medical Association, while American eating habits did improve between 1999 and 2010 the improvements were not reflected evenly across the board.

What If We All Bought Used Cars?

What If We All Bought Used Cars?

ByGrayson Bell

One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.

Straight Talk Review – Bring Your Own Phone and Save
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Straight Talk Review – Bring Your Own Phone and Save

ByGrayson Bell

I have been testing out the Straight Talk service for a little bit now, so I figured I would post a review of how it has been going. There have been many questions from readers in regards to this topic, as I am sure many have been wondering how to get away from the big carriers, AT&T and Verizon. Since I am using the Straight Talk bring your own phone program, that is what I will be reviewing. Straight Talk uses SIM cards that are compatible with either AT&T’s or T-Mobile’s network.

See.ing Smartcam Review – Wireless Monitoring Camera
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See.ing Smartcam Review – Wireless Monitoring Camera

ByGrayson Bell

As a fan of both DIY and technology, I will always jump at the chance to review and test wireless video monitoring equipment. Luckily for me, that chance came up recently. There is a new product on the market to jump into the wireless monitoring arena. DXG has created their See.ing Smartcam product line to compete with the likes of Dropcam and D-Link. I enjoy competition as it allows for people to make an educated guess on what is the best. I have had a Dropcam for some time and have enjoyed it. There are some quirks, so this See.ing Smartcam review will be based on a comparison between the two.

How to Unlock Your Phone on the Big Carriers

How to Unlock Your Phone on the Big Carriers

ByGrayson Bell

I talk a lot about cell phones and their respective services. Why? First, I love technology, absolutely love it. It is my weakness and the main reason why I started my e-commerce business back in the day. Second, I realize cell phones are very popular. Almost everyone has one and they are now a mainstay in our lives. Third, I feel everyone deserves the opportunity to get good service at a good price. I typically review and talk about discount services instead of the big boys, but that all depends on how I feel! I review these services to give anyone the opportunity to find a feasible solution to the big name carriers. Why do you need to spend $150 a month just for two smartphones? I don’t think so. Here, I will show you how to unlock your phone on the big carriers.

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

ByGrayson Bell

You’re frustrated at the end of the month because it feels like every penny you make goes toward paying bills, and you have nothing to show for your hard work. You see things that you would like to have, seemingly frivolous items like designer shoes or a new television, and walk away, thinking that because you don’t have the money now, you won’t ever be able to have what you want. You’re jealous of others. While it’s true that basic necessities like food and shelter cost more than ever, the real reason that most people aren’t achieving wealth goals has nothing to do with how much money is in the bank. It has to do with how they think about money.

How to Replace a Lamp Socket Quickly – DIY

How to Replace a Lamp Socket Quickly – DIY

ByGrayson Bell

Welcome to the first Debt Roundup DIY post! In my new house update, I told you I was going to be adding some new do it yourself content in order to help those looking to save some cash and learn a few things. Yes, that is me in the video above. I am a huge DIY advocate. I think you can learn so much while trying to accomplish tasks on your own. I fix my own cars, build fences, fix plumbing, run electrical, and have moderate carpentry skills. If something comes up in my house, I am going to try to build or repair it on my own. Why not? I have saved thousands by doing things on my own. Not only that, but I have learned valuable skills. Today, I am going to show you how to replace a lamp socket. Why is this one first? Well, here is the back story and how to do it.

My Argument For Married Couples Keeping Separate Finances

My Argument For Married Couples Keeping Separate Finances

ByGrayson Bell

First, let me give mad props to my fellow personal finance blogger, Holly of Club Thrifty, for rocking a Wall Street Journal essay and a Fox Business TV interview. She was dealing with the topic of money and marriage. This is a very controversial topic in the world of personal finance and I understand why. I wrote about it briefly some time ago when I was talking about paying off a spouses debt when they incurred it before marriage. That one got me some angry comments and emails, but I powered through. I don’t mind causing a little controversy. I read both the arguments on the WSJ piece and I am going to provide my argument for separate finances for married couples.