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Insurance Basics – Spreading Risk

Insurance Basics – Spreading Risk

Insurance is on the forefront of everyone’s thoughts these days. With the new healthcare roll out in the US, people are wanting to know more about insurance. Insurance is actually a pretty easy topic to understand, but there are still people out there that don’t carry any insurance or just don’t really know how it actually works. I am going to go over the simple basics of insurance and how it works, just on a top level. There are many forms of insurance, which include health, car, home, marine, business, life, banking, and many more. Insurance is a part of our life, so we should take just a little time to understand how it works.

Dear Verizon, This Is Our Final Goodbye!

Dear Verizon, This Is Our Final Goodbye!

Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.

Worldwide College Tuition Comparison

Worldwide College Tuition Comparison

I came across this new infographic that broke down some of the most popular colleges around the world and how much the tuition compares. I think this is really interesting, especially since we are dealing with exploding tuition prices here in the US. One of our biggest problems as a nation is the out of control costs associated with higher education. This massive increase in costs is just passed over the the student and typically in the form of student loans.

How You Can Get Rich Quick – The Truth Of Making Fast Cash

How You Can Get Rich Quick – The Truth Of Making Fast Cash

So, you want to know how to get rich quick? Doesn’t everyone! I wanted to write this to show you how you can get rich quick and live the life you have always wanted. You might love those late night infomercials telling you that if you buy their book or course, they will show you how to make so much money that it will be mind boggling. The only problem is that those people are the only ones getting rich quick. I am going to show you the real truth about making money fast.

3 Budget-Friendly Alternatives to Home Security Equipment

3 Budget-Friendly Alternatives to Home Security Equipment

When struggling with debt or making ends meet on a budget, it can be a bitter pill to swallow a monthly subscription fee for your home security needs. Sure, automated alarm systems can help deter home invaders and have been shown to limit the time they spend inside once they’ve broken in. But for those who want to make ends meet first (or supplement their home security measures already in place,) following simple home security tips and investing in cost-effective alternatives to traditional home security measures can save you hundreds of dollars.

Why You Should Pay Down Your Debt Before Financing a Car

Why You Should Pay Down Your Debt Before Financing a Car

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

Recommendations

As a personal finance blogger, I have used or tested quite a few tools and resources in order to help me get to my main financial goals.  There are so many websites out there that it can be hard to choose.  I wanted to personally hand select some of the helpful money tools for you, so…

Too Focused on Money and Losing Focus on Enjoyment?

Too Focused on Money and Losing Focus on Enjoyment?

Ever since July 2012, I have been focusing on building my savings account, my investments, and my net worth. Everything that I do has been focused on building my wealth and getting on track for retirement. I have been so focused on making more money, saving money, and getting on track that I have forgot to focus on things that I enjoy. I have kept a sharp eye on finances and got blurry vision on my hobbies. I need to get back on track and open my eyes completely. I need to refocus my energy toward my hobbies. Are we too driven by money?

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