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Top 10 Overlooked Causes of Debt

ByGrayson Bell 02/27/201408/26/2022

Over the past decade, more and more people have found themselves deep in financial debt. While there may be some obvious reasons why some people have gotten into debt, there are also many other overlooked factors that could have led to their accumulation of debt. I have spent a good amount of my adult life in debt. I know how it feels. There is nothing fun about it, but that doesn’t mean it has to define you. Remember that you are the one in control of your money, so don’t let it take control of you. We all make mistakes and debt should be one that you only make once. I don’t plan on making the debt mistake again, so I hope you do the same.

Insurance

Insurance Basics – Spreading Risk

ByGrayson Bell 02/02/201407/27/2017

Insurance is on the forefront of everyone’s thoughts these days. With the new healthcare roll out in the US, people are wanting to know more about insurance. Insurance is actually a pretty easy topic to understand, but there are still people out there that don’t carry any insurance or just don’t really know how it actually works. I am going to go over the simple basics of insurance and how it works, just on a top level. There are many forms of insurance, which include health, car, home, marine, business, life, banking, and many more. Insurance is a part of our life, so we should take just a little time to understand how it works.

Paying Off Debt and Saving

ByGrayson Bell 01/17/201401/27/2016

You Can Save While Paying Down Debt! I know this is a cliche topic. Most will tell you that you should stop saving when you are paying down debt. Why do they say this? It is simple. The math isn’t in your favor when you take time to save. Debt usually comes with high interest…

Cell Phones

Dear Verizon, This Is Our Final Goodbye!

ByGrayson Bell 12/02/201312/01/2013

Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.

Money

How You Can Get Rich Quick – The Truth Of Making Fast Cash

ByGrayson Bell 09/09/201311/27/2023

So, you want to know how to get rich quick? Doesn’t everyone! I wanted to write this to show you how you can get rich quick and live the life you have always wanted. You might love those late night infomercials telling you that if you buy their book or course, they will show you how to make so much money that it will be mind boggling. The only problem is that those people are the only ones getting rich quick. I am going to show you the real truth about making money fast.

Savings

How A Window A/C Unit Saved Me Money

ByGrayson Bell 08/07/201308/06/2013

My home air conditioner is severely inefficient, so my wife and I decided to look into saving money another way. We love to have our room very cold when we sleep, but we just couldn’t afford it. In a way to save money, I bought a window air conditioner and looked to see how much I would save. Check out my saving experiment and see how much I was able to save each and every month.

Personal

A Gym Membership, an Auto-Draft, and a Lawsuit

ByGrayson Bell 04/10/201308/14/2014

A gym membership is a great way to get in shape, but sometimes things can go wrong. When I was in high school, I signed up with Gold’s Gym for a one year membership. I had used the gym everyday to get in shape and I was enjoying it. One day that all changed with Gold’s Gym couldn’t pull money from my account any more. After a few more months, I got a call from a lawyer representing Gold’s Gym. They were suing me. Here is the full story.

Fighting Debt | Personal

My Personal Debt Beginning

ByGrayson Bell 08/26/201212/13/2016

My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.