Paying off debt is a very difficult task to achieve. No matter which way you slice it, it will take time and patience to cut your debt down to $0. Many people that have reduced their debt live by the two methods that are used most: Debt Snowball and Debt Avalanche. There are other methods…
I’m a huge proponent for shopping online. Not only is the process much easier than it used to be, but I don’t have to drive around looking for a store, parking, and dealing with people in the store. Then don’t even get me started on going through checkout. Have you shopped at Walmart lately? I…
There is nothing easy with business. If you are a small business owner, then you know how much work is involved. I ran my online electronics business for 4 years building it from nothing into something great. I worked from 7am to 3am each and every day in order to succeed with my business. Right before the holiday season, I made a big decision. Read about what I did and why I did it.
It’s here my financial friends. The ultimate throwdown! Today, we pit two of the best financial tools against each other to see who comes out on top. That’s right, we are going to compare Mint.com and Personal Capital to see which free tool is better! I got this idea back when someone basically asked me: “Mint.com…
This age old debate is a mental and emotional struggle that everyone deals with. Some deal with it better than others, but there are some that allow it to completely consume them. Anyone that is trying to get out of debt must get a grip on this debate and find a common ground. Wants versus…
I have a confession my friends. It’s not something I’m really happy about, but the truth hurts sometimes. I have a problem and I’m working hard to fix it. I’m a hoarder, everyone. Yes, that’s right, I hoard, but not things, just money! I’m a money hoarder and I’m working to change it. While it…
No matter what your goal, or how long it takes you to get there, the chances of you succeeding at your goal is based largely on your willingness to persevere. Why is it that perseverance breeds success? Let’s start with the definition of perseverance. Dictionaries defines perseverance this way: Perseverance: steadfastness in doing something despite…
As most of you know, we moved into our current home last June. We have a nice sized yard and a really nice neighborhood. What we don’t have is a house that was move in ready. Well, it was, but we wanted to change many things. It’s been months and we still have too many…
I’m sure most of you have heard the phrase “when life gives you lemons, make lemonade!” The basis of this quote or phrase is when you are given an opportunity, do something with it. When life gives you a lemon, don’t just say “thanks” and move on. Do something with the lemon, like make lemonade. To tell you the truth, I kind of live by this quote. I know I got my drive from my parents, who work their butts off and do well doing it. They never let their foot off the gas. When life gives them an opportunity, they tend to take it. I’m the same way. Not only that, but I try and find my own lemons on occasion. I don’t always like to wait for life to give me a lemon, I want to find it and create the opportunity. Though this quote is inspirational, I don’t feel it tells the entire story. I wanted to expand on it and make it my own, because I can!
One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.
As a fan of both DIY and technology, I will always jump at the chance to review and test wireless video monitoring equipment. Luckily for me, that chance came up recently. There is a new product on the market to jump into the wireless monitoring arena. DXG has created their See.ing Smartcam product line to compete with the likes of Dropcam and D-Link. I enjoy competition as it allows for people to make an educated guess on what is the best. I have had a Dropcam for some time and have enjoyed it. There are some quirks, so this See.ing Smartcam review will be based on a comparison between the two.
You have probably heard of the saying “money talks!” If you haven’t then it is a simple premise. If you have money, then you have power and influence. The more money you have, then the more power and influence you have. We see this premise in action everywhere really. It really shows up in business and politics. I figured I would share a story with you that would bring home this phrase. You probably don’t need a story to understand that money really does talk, but you are getting one anyway. This is about a co-worker that was deep into politics, so much that she was planning a career switch.
