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How to Teach Your Children the Value of Money: Wants vs. Needs
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How to Teach Your Children the Value of Money: Wants vs. Needs

Children want things. Lots and lots of things! At least, I know that mine do. This has been an ongoing battle since I can remember. However, since it is an ongoing battle, I decided that it makes much more sense to turn these wants into teachable moments. Wants vs. Needs The first step in the…

What If We All Bought Used Cars?

What If We All Bought Used Cars?

One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.

My Argument For Married Couples Keeping Separate Finances

My Argument For Married Couples Keeping Separate Finances

First, let me give mad props to my fellow personal finance blogger, Holly of Club Thrifty, for rocking a Wall Street Journal essay and a Fox Business TV interview. She was dealing with the topic of money and marriage. This is a very controversial topic in the world of personal finance and I understand why. I wrote about it briefly some time ago when I was talking about paying off a spouses debt when they incurred it before marriage. That one got me some angry comments and emails, but I powered through. I don’t mind causing a little controversy. I read both the arguments on the WSJ piece and I am going to provide my argument for separate finances for married couples.

Why You Should Choose a Local Appliance Store

Why You Should Choose a Local Appliance Store

There comes a time in all of our lives that we have to make large purchases. Let’s face it, that is just how our lives work right now. Our modern lives demand dishwashers, refrigerators, washing machines and dryers. When we find ourselves looking to buy a new appliance, we shop around. We read the reviews, we analyze the reports, and we watch the sales. Here is my story about why you shouldn’t go with the lowest price, but shop based on the type of service that you will receive after the purchase is made.