Search Results for: using

Boost Mobile Review – My Thoughts After Testing the Service
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Boost Mobile Review – My Thoughts After Testing the Service

ByGrayson Bell

I have been reviewing cell phone providers for a long time, longer than this blog has been around. I have a few “test” phones around my house just for this purpose. The reason I do it is because I got really tired of paying inflated prices on the big networks. I had Verizon for a long time and just accepted their prices. They do have one of the best networks around, but you pay a premium for it. I was never mad at their service, just their prices. I broke up with Verizon nearly two years ago and have since been on a mission to try my hand at other networks. Today, I am going to provide you with my Boost Mobile review.

Capital One 360 Review – Easy to Use Online Banking
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Capital One 360 Review – Easy to Use Online Banking

ByGrayson Bell

I have had a Capital One 360 checking account for some time now, so I figured it would be time to provide a review of the service. Many of you might know of this service, but Capital One bought ING Direct and relabeled the banking service to Capital One 360. They offer both a checking and savings account, which are online only. They are essentially an electronic checking and savings account. I have really enjoyed the service and Capital One made it extremely easy to setup. Here is my Capital One 360 review.

What If We All Bought Used Cars?

What If We All Bought Used Cars?

ByGrayson Bell

One of the longer running pieces of personal finance advice is to never buy a new car. Seriously, most experts use the word “NEVER!” I am cool with that, especially as someone who has purchased quite a few new cars, I have learned my lesson. The justification of this advice is you can save a lot of money by just buying a car one or two years old. The majority of depreciation happens within the first year. After that, most cars depreciate on a sliding scale. Some do it slower than others, but I am not getting into that. So, let’s talk about this “never buy a new car” advice.

Straight Talk Review – Bring Your Own Phone and Save
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Straight Talk Review – Bring Your Own Phone and Save

ByGrayson Bell

I have been testing out the Straight Talk service for a little bit now, so I figured I would post a review of how it has been going. There have been many questions from readers in regards to this topic, as I am sure many have been wondering how to get away from the big carriers, AT&T and Verizon. Since I am using the Straight Talk bring your own phone program, that is what I will be reviewing. Straight Talk uses SIM cards that are compatible with either AT&T’s or T-Mobile’s network.

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

ByGrayson Bell

You’re frustrated at the end of the month because it feels like every penny you make goes toward paying bills, and you have nothing to show for your hard work. You see things that you would like to have, seemingly frivolous items like designer shoes or a new television, and walk away, thinking that because you don’t have the money now, you won’t ever be able to have what you want. You’re jealous of others. While it’s true that basic necessities like food and shelter cost more than ever, the real reason that most people aren’t achieving wealth goals has nothing to do with how much money is in the bank. It has to do with how they think about money.

My Argument For Married Couples Keeping Separate Finances

My Argument For Married Couples Keeping Separate Finances

ByGrayson Bell

First, let me give mad props to my fellow personal finance blogger, Holly of Club Thrifty, for rocking a Wall Street Journal essay and a Fox Business TV interview. She was dealing with the topic of money and marriage. This is a very controversial topic in the world of personal finance and I understand why. I wrote about it briefly some time ago when I was talking about paying off a spouses debt when they incurred it before marriage. That one got me some angry comments and emails, but I powered through. I don’t mind causing a little controversy. I read both the arguments on the WSJ piece and I am going to provide my argument for separate finances for married couples.

Top 10 Overlooked Causes of Debt

Top 10 Overlooked Causes of Debt

ByGrayson Bell

Over the past decade, more and more people have found themselves deep in financial debt. While there may be some obvious reasons why some people have gotten into debt, there are also many other overlooked factors that could have led to their accumulation of debt. I have spent a good amount of my adult life in debt. I know how it feels. There is nothing fun about it, but that doesn’t mean it has to define you. Remember that you are the one in control of your money, so don’t let it take control of you. We all make mistakes and debt should be one that you only make once. I don’t plan on making the debt mistake again, so I hope you do the same.

American Express Personal Savings Review – A Good Option
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American Express Personal Savings Review – A Good Option

ByGrayson Bell

As a reformed spender, I love the opportunity to save money. Unfortunately for all of us savers, the economy is not really geared to rewarding us for holding onto our money. Even with low interest rates, I still love to save money and want to tell you about the American Express personal savings account. One of my goals is to give my readers options on where they store their cash. I am a big proponent of spreading your liquid assets in different places, so adding another savings account is no big thing for me. I am also a big fan of American Express, because they are the holder of one of my favorite cash back credit cards. Since my large banks are giving their savings customers a paltry 0.10%, anything better than that is good for everyone!

Why You Should Choose a Local Appliance Store

Why You Should Choose a Local Appliance Store

ByGuest Author

There comes a time in all of our lives that we have to make large purchases. Let’s face it, that is just how our lives work right now. Our modern lives demand dishwashers, refrigerators, washing machines and dryers. When we find ourselves looking to buy a new appliance, we shop around. We read the reviews, we analyze the reports, and we watch the sales. Here is my story about why you shouldn’t go with the lowest price, but shop based on the type of service that you will receive after the purchase is made.

Dear Verizon, This Is Our Final Goodbye!

Dear Verizon, This Is Our Final Goodbye!

ByGrayson Bell

Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.