Search Results for: simple

Money

Money Talks – The Power and Influence of Money

ByGrayson Bell 03/10/201401/18/2015

You have probably heard of the saying “money talks!” If you haven’t then it is a simple premise. If you have money, then you have power and influence. The more money you have, then the more power and influence you have. We see this premise in action everywhere really. It really shows up in business and politics. I figured I would share a story with you that would bring home this phrase. You probably don’t need a story to understand that money really does talk, but you are getting one anyway. This is about a co-worker that was deep into politics, so much that she was planning a career switch.

Fighting Debt

Top 10 Overlooked Causes of Debt

ByGrayson Bell 02/27/201408/26/2022

Over the past decade, more and more people have found themselves deep in financial debt. While there may be some obvious reasons why some people have gotten into debt, there are also many other overlooked factors that could have led to their accumulation of debt. I have spent a good amount of my adult life in debt. I know how it feels. There is nothing fun about it, but that doesn’t mean it has to define you. Remember that you are the one in control of your money, so don’t let it take control of you. We all make mistakes and debt should be one that you only make once. I don’t plan on making the debt mistake again, so I hope you do the same.

Banking | Reviews

American Express Personal Savings Review – A Good Option

ByGrayson Bell 02/04/201404/23/2022

As a reformed spender, I love the opportunity to save money. Unfortunately for all of us savers, the economy is not really geared to rewarding us for holding onto our money. Even with low interest rates, I still love to save money and want to tell you about the American Express personal savings account. One of my goals is to give my readers options on where they store their cash. I am a big proponent of spreading your liquid assets in different places, so adding another savings account is no big thing for me. I am also a big fan of American Express, because they are the holder of one of my favorite cash back credit cards. Since my large banks are giving their savings customers a paltry 0.10%, anything better than that is good for everyone!

Insurance

Insurance Basics – Spreading Risk

ByGrayson Bell 02/02/201407/27/2017

Insurance is on the forefront of everyone’s thoughts these days. With the new healthcare roll out in the US, people are wanting to know more about insurance. Insurance is actually a pretty easy topic to understand, but there are still people out there that don’t carry any insurance or just don’t really know how it actually works. I am going to go over the simple basics of insurance and how it works, just on a top level. There are many forms of insurance, which include health, car, home, marine, business, life, banking, and many more. Insurance is a part of our life, so we should take just a little time to understand how it works.

Paying Off Debt and Saving

ByGrayson Bell 01/17/201401/27/2016

You Can Save While Paying Down Debt! I know this is a cliche topic. Most will tell you that you should stop saving when you are paying down debt. Why do they say this? It is simple. The math isn’t in your favor when you take time to save. Debt usually comes with high interest…

General

Why Do We Fall For Ponzi Schemes?

ByGrayson Bell 09/16/201309/16/2013

I wanted to write this article as a follow-up or add-on to my “How You Can Get Rich Quick” article I put up last week. My idea for this is to try and figure out why we, as humans, fall for Ponzi schemes. I have a ton of questions and can only think of a few things that can explain why people jump into such schemes.

Money

How You Can Get Rich Quick – The Truth Of Making Fast Cash

ByGrayson Bell 09/09/201311/27/2023

So, you want to know how to get rich quick? Doesn’t everyone! I wanted to write this to show you how you can get rich quick and live the life you have always wanted. You might love those late night infomercials telling you that if you buy their book or course, they will show you how to make so much money that it will be mind boggling. The only problem is that those people are the only ones getting rich quick. I am going to show you the real truth about making money fast.

Home & Family

3 Budget-Friendly Alternatives to Home Security Equipment

ByGuest Author 08/29/201308/23/2022

When struggling with debt or making ends meet on a budget, it can be a bitter pill to swallow a monthly subscription fee for your home security needs. Sure, automated alarm systems can help deter home invaders and have been shown to limit the time they spend inside once they’ve broken in. But for those who want to make ends meet first (or supplement their home security measures already in place,) following simple home security tips and investing in cost-effective alternatives to traditional home security measures can save you hundreds of dollars.

Savings

How A Window A/C Unit Saved Me Money

ByGrayson Bell 08/07/201308/06/2013

My home air conditioner is severely inefficient, so my wife and I decided to look into saving money another way. We love to have our room very cold when we sleep, but we just couldn’t afford it. In a way to save money, I bought a window air conditioner and looked to see how much I would save. Check out my saving experiment and see how much I was able to save each and every month.

Personal

A Gym Membership, an Auto-Draft, and a Lawsuit

ByGrayson Bell 04/10/201308/14/2014

A gym membership is a great way to get in shape, but sometimes things can go wrong. When I was in high school, I signed up with Gold’s Gym for a one year membership. I had used the gym everyday to get in shape and I was enjoying it. One day that all changed with Gold’s Gym couldn’t pull money from my account any more. After a few more months, I got a call from a lawyer representing Gold’s Gym. They were suing me. Here is the full story.

Money

Love and Money – An Internal Debate

ByGrayson Bell 04/08/201308/23/2022

I have been following the questions posed by Chase Bank back in February about average couples. It is pretty much about love and money. I answered the questions in my head, but not on here because I found one question that I wanted to dig into deeper. I have been having an internal debate about this question. There are some people on the side of a simple yes. They would pay off their spouse’s debt if they had it. They feel that their money is together. Some feel it is part of being married. I, on the other hand, don’t know what I would do, but I lean very much toward no. I think this question is conditional. Let me explain my reasons.

Retirement

How Are Your Retirement Savings Shaping Up?

ByGrayson Bell 01/02/201312/17/2012

As I look toward creating some great goals for 2013, I had to put my retirement savings under the microscope. How am I doing now that I am funding it? How much more do I need to save? When do I want to retire? All of these questions are great and can be easy to deal with with the right resources. Luckily for me, I was able to locate a great infographic from Money Crashers. They ask the simple, yet powerful question, “Will you be ready for retirement?”.