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My Argument For Married Couples Keeping Separate Finances

My Argument For Married Couples Keeping Separate Finances

ByGrayson Bell

First, let me give mad props to my fellow personal finance blogger, Holly of Club Thrifty, for rocking a Wall Street Journal essay and a Fox Business TV interview. She was dealing with the topic of money and marriage. This is a very controversial topic in the world of personal finance and I understand why. I wrote about it briefly some time ago when I was talking about paying off a spouses debt when they incurred it before marriage. That one got me some angry comments and emails, but I powered through. I don’t mind causing a little controversy. I read both the arguments on the WSJ piece and I am going to provide my argument for separate finances for married couples.

American Express Personal Savings Review – A Good Option
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American Express Personal Savings Review – A Good Option

ByGrayson Bell

As a reformed spender, I love the opportunity to save money. Unfortunately for all of us savers, the economy is not really geared to rewarding us for holding onto our money. Even with low interest rates, I still love to save money and want to tell you about the American Express personal savings account. One of my goals is to give my readers options on where they store their cash. I am a big proponent of spreading your liquid assets in different places, so adding another savings account is no big thing for me. I am also a big fan of American Express, because they are the holder of one of my favorite cash back credit cards. Since my large banks are giving their savings customers a paltry 0.10%, anything better than that is good for everyone!

Worldwide College Tuition Comparison

Worldwide College Tuition Comparison

ByGrayson Bell

I came across this new infographic that broke down some of the most popular colleges around the world and how much the tuition compares. I think this is really interesting, especially since we are dealing with exploding tuition prices here in the US. One of our biggest problems as a nation is the out of control costs associated with higher education. This massive increase in costs is just passed over the the student and typically in the form of student loans.

How You Can Get Rich Quick – The Truth Of Making Fast Cash

How You Can Get Rich Quick – The Truth Of Making Fast Cash

ByGrayson Bell

So, you want to know how to get rich quick? Doesn’t everyone! I wanted to write this to show you how you can get rich quick and live the life you have always wanted. You might love those late night infomercials telling you that if you buy their book or course, they will show you how to make so much money that it will be mind boggling. The only problem is that those people are the only ones getting rich quick. I am going to show you the real truth about making money fast.

3 Budget-Friendly Alternatives to Home Security Equipment

3 Budget-Friendly Alternatives to Home Security Equipment

ByGuest Author

When struggling with debt or making ends meet on a budget, it can be a bitter pill to swallow a monthly subscription fee for your home security needs. Sure, automated alarm systems can help deter home invaders and have been shown to limit the time they spend inside once they’ve broken in. But for those who want to make ends meet first (or supplement their home security measures already in place,) following simple home security tips and investing in cost-effective alternatives to traditional home security measures can save you hundreds of dollars.

My Savings Account Interest Rate is WHAT?

My Savings Account Interest Rate is WHAT?

ByGrayson Bell

I was getting ready for tax season and decided to download my interest earnings from my regular big bank. It was after I logged in that I realized how bad of an interest rate my small savings account had. It blew me away how banks can get away with this. They get to provide me with some insignificant rate, while then go out and loan this money to someone for 9% APY. What a business model! How good is your savings account interest rate?

How Are Your Retirement Savings Shaping Up?

How Are Your Retirement Savings Shaping Up?

ByGrayson Bell

As I look toward creating some great goals for 2013, I had to put my retirement savings under the microscope. How am I doing now that I am funding it? How much more do I need to save? When do I want to retire? All of these questions are great and can be easy to deal with with the right resources. Luckily for me, I was able to locate a great infographic from Money Crashers. They ask the simple, yet powerful question, “Will you be ready for retirement?”.

My Personal Debt Beginning
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My Personal Debt Beginning

ByGrayson Bell

My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.