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My Argument For Married Couples Keeping Separate Finances

My Argument For Married Couples Keeping Separate Finances

ByGrayson Bell

First, let me give mad props to my fellow personal finance blogger, Holly of Club Thrifty, for rocking a Wall Street Journal essay and a Fox Business TV interview. She was dealing with the topic of money and marriage. This is a very controversial topic in the world of personal finance and I understand why. I wrote about it briefly some time ago when I was talking about paying off a spouses debt when they incurred it before marriage. That one got me some angry comments and emails, but I powered through. I don’t mind causing a little controversy. I read both the arguments on the WSJ piece and I am going to provide my argument for separate finances for married couples.

Money Talks – The Power and Influence of Money

Money Talks – The Power and Influence of Money

ByGrayson Bell

You have probably heard of the saying “money talks!” If you haven’t then it is a simple premise. If you have money, then you have power and influence. The more money you have, then the more power and influence you have. We see this premise in action everywhere really. It really shows up in business and politics. I figured I would share a story with you that would bring home this phrase. You probably don’t need a story to understand that money really does talk, but you are getting one anyway. This is about a co-worker that was deep into politics, so much that she was planning a career switch.

Top 10 Overlooked Causes of Debt

Top 10 Overlooked Causes of Debt

ByGrayson Bell

Over the past decade, more and more people have found themselves deep in financial debt. While there may be some obvious reasons why some people have gotten into debt, there are also many other overlooked factors that could have led to their accumulation of debt. I have spent a good amount of my adult life in debt. I know how it feels. There is nothing fun about it, but that doesn’t mean it has to define you. Remember that you are the one in control of your money, so don’t let it take control of you. We all make mistakes and debt should be one that you only make once. I don’t plan on making the debt mistake again, so I hope you do the same.

Six Home Improvements That Can Add Value When You Sell

Six Home Improvements That Can Add Value When You Sell

ByGrayson Bell

One of the popular ways to build long-term wealth is to own your own home. While simply owning a home and paying down a mortgage over time will lead a significant amount of wealth creation, those that are looking to maximize the amount of equity that they could ultimately have in their homes should look for ways to improve their home. Those that are looking for home improvement projects to consider, here are six specific home improvements that could add the most amount of value to your home when you ultimately try to sell your home.

Dear Verizon, This Is Our Final Goodbye!

Dear Verizon, This Is Our Final Goodbye!

ByGrayson Bell

Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.

Why You Should Pay Down Your Debt Before Financing a Car

Why You Should Pay Down Your Debt Before Financing a Car

ByGuest Author

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

Recommendations

ByGrayson Bell

As a personal finance blogger, I have used or tested quite a few tools and resources in order to help me get to my main financial goals.  There are so many websites out there that it can be hard to choose.  I wanted to personally hand select some of the helpful money tools for you, so…

Too Focused on Money and Losing Focus on Enjoyment?

Too Focused on Money and Losing Focus on Enjoyment?

ByGrayson Bell

Ever since July 2012, I have been focusing on building my savings account, my investments, and my net worth. Everything that I do has been focused on building my wealth and getting on track for retirement. I have been so focused on making more money, saving money, and getting on track that I have forgot to focus on things that I enjoy. I have kept a sharp eye on finances and got blurry vision on my hobbies. I need to get back on track and open my eyes completely. I need to refocus my energy toward my hobbies. Are we too driven by money?

Thank You

ByGrayson Bell

I appreciate you subscribing! No, really I do.  I pride myself on the articles that I can provide to help anyone with debt and growing wealth.  When you take the time to subscribe to my articles here at Wealth Bytes, it shows that you like the content and want to read more.  This is how this…

My Personal Debt Beginning
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My Personal Debt Beginning

ByGrayson Bell

My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.