My buddy Jim called me the other day and told me about an interesting decision his boss asked him to make. Jim works for a small company and had just been given his annual performance review with his manager. Obviously, Jim was anxious to learn what kind of salary increase he’d be getting, but his…
One of the most popular posts here on Wealth Bytes is how to sell a car on Craigslist. I wrote it after selling a few cars via the free site, so I wanted to share my experiences. I didn’t know it would become so popular. Due to the amount of visitors to that article, I…
Welcome to another edition of Simple Savings Sunday! I love these little tidbits of savings advice as much as the next person. I really do! Today is going to be one that might confuse some of you and it’s about shopping for the lowest price. Now, I’m not saying shopping for the “best” price, but…
There’s a dirty feeling I get every time a check comes and I see that stupid tip line. I’ve never like tipping, not because it’s rewarding those who do their job well, but because it’s how employers use customer’s tips to pay their staff. There are many people who think tipping is good, but also…
Being buried in debt and struggling to make ends meet every month can stress you out and have a negative impact on your overall health. This type of stress is one thing that the wealthy never have to worry about. But there are other ways in which the income gap between the rich and poor is affecting our health, and that was the subject of a recent article on MSN Money. According to a study published in the Journal of the American Medical Association, while American eating habits did improve between 1999 and 2010 the improvements were not reflected evenly across the board.
You’re frustrated at the end of the month because it feels like every penny you make goes toward paying bills, and you have nothing to show for your hard work. You see things that you would like to have, seemingly frivolous items like designer shoes or a new television, and walk away, thinking that because you don’t have the money now, you won’t ever be able to have what you want. You’re jealous of others. While it’s true that basic necessities like food and shelter cost more than ever, the real reason that most people aren’t achieving wealth goals has nothing to do with how much money is in the bank. It has to do with how they think about money.
Insurance is on the forefront of everyone’s thoughts these days. With the new healthcare roll out in the US, people are wanting to know more about insurance. Insurance is actually a pretty easy topic to understand, but there are still people out there that don’t carry any insurance or just don’t really know how it actually works. I am going to go over the simple basics of insurance and how it works, just on a top level. There are many forms of insurance, which include health, car, home, marine, business, life, banking, and many more. Insurance is a part of our life, so we should take just a little time to understand how it works.
Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.
I came across this new infographic that broke down some of the most popular colleges around the world and how much the tuition compares. I think this is really interesting, especially since we are dealing with exploding tuition prices here in the US. One of our biggest problems as a nation is the out of control costs associated with higher education. This massive increase in costs is just passed over the the student and typically in the form of student loans.
I was getting ready for tax season and decided to download my interest earnings from my regular big bank. It was after I logged in that I realized how bad of an interest rate my small savings account had. It blew me away how banks can get away with this. They get to provide me with some insignificant rate, while then go out and loan this money to someone for 9% APY. What a business model! How good is your savings account interest rate?
I’ve long been a proponent of Amazon for buying all items for my house and generally everything. I was an Amazon Prime member for years because I liked the convenience of Amazon and the Amazon app. Unfortunately, my stance on Amazon has changed slightly for my personal buying decisions and I wanted to explain here…
Happy Father’s Day! I hope all of you get to celebrate with your family and maybe have a chance to relax. I know I will be having fun on my golf weekend, but I will miss the opportunity to celebrate Father’s Day with my dad. It upsets me a little bit because as a new father, I would love to celebrate with my father. Oh well, there will be others. I am taking this time to write a letter to my father. I hope he gets to read it.
