After dealing with multiple rounds of repairs on my ten year old Honda Civic, I decided that enough was enough – I was going to sell my car. The only catch was…that I wasn’t going to buy another one. Even though a lot of people are giving up their cars nowadays, the majority of American’s…
Latest Update: T-Mobile NO LONGER offers the $30 wireless plan. Sorry. They removed it in the beginning of 2017. They have since replaced it with a $40 plan with 10GB of 5G LTE data per month and $50/month for unlimited data These also include mobile hotspot usage. You can view them here. T-Mobile is working…
It’s here my financial friends. The ultimate throwdown! Today, we pit two of the best financial tools against each other to see who comes out on top. That’s right, we are going to compare Mint.com and Personal Capital to see which free tool is better! I got this idea back when someone basically asked me: “Mint.com…
I got an email the other day from a reader that asked a good question. Basically, the email asked what the best cell phone plan for kids would be. This reader had a family plan at T-Mobile. It was four lines for $100, so $25 per line. The problem is their kid was using too…
I talk a lot about cell phones and their respective services. Why? First, I love technology, absolutely love it. It is my weakness and the main reason why I started my e-commerce business back in the day. Second, I realize cell phones are very popular. Almost everyone has one and they are now a mainstay in our lives. Third, I feel everyone deserves the opportunity to get good service at a good price. I typically review and talk about discount services instead of the big boys, but that all depends on how I feel! I review these services to give anyone the opportunity to find a feasible solution to the big name carriers. Why do you need to spend $150 a month just for two smartphones? I don’t think so. Here, I will show you how to unlock your phone on the big carriers.
Over the past decade, more and more people have found themselves deep in financial debt. While there may be some obvious reasons why some people have gotten into debt, there are also many other overlooked factors that could have led to their accumulation of debt. I have spent a good amount of my adult life in debt. I know how it feels. There is nothing fun about it, but that doesn’t mean it has to define you. Remember that you are the one in control of your money, so don’t let it take control of you. We all make mistakes and debt should be one that you only make once. I don’t plan on making the debt mistake again, so I hope you do the same.
As a reformed spender, I love the opportunity to save money. Unfortunately for all of us savers, the economy is not really geared to rewarding us for holding onto our money. Even with low interest rates, I still love to save money and want to tell you about the American Express personal savings account. One of my goals is to give my readers options on where they store their cash. I am a big proponent of spreading your liquid assets in different places, so adding another savings account is no big thing for me. I am also a big fan of American Express, because they are the holder of one of my favorite cash back credit cards. Since my large banks are giving their savings customers a paltry 0.10%, anything better than that is good for everyone!
Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.
I wanted to write this article as a follow-up or add-on to my “How You Can Get Rich Quick” article I put up last week. My idea for this is to try and figure out why we, as humans, fall for Ponzi schemes. I have a ton of questions and can only think of a few things that can explain why people jump into such schemes.
My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.
