If you are even halfway serious about trying to get out of debt or simply want to spend $100 less a month, one of the first steps you need to take is monitoring your monthly spending. Before you think that the only way to track how much you spend is to pay for a monthly…
Earning money as a teenager can be an exciting opportunity as you can work as much (or little) as you want. Since you still live at home, your teen years are an excellent opportunity to establish a micro-business that generates enough income to pay your monthly bills before you move out after graduation. Teen jobs…
Looking for a free Digit alternative? Or just one that is cheaper than Digit? I’m going to share a few with you that I’ve found to be quite awesome! I’ve been a huge fan of Digit ever since I learned of them a year or so ago. I love saving money, so something that would…
Five years ago, we were able to pay off the last of our credit card debt. I can’t believe it’s been 5 years since that last payment was sent and we were credit card debt free! Really, time has been flying by. We’ve done a lot of stuff since breaking the chains of debt, and I’m…
No matter where you turn, you see people telling you to do what you’re passionate about, have fun, make money, and live your dreams. All of those things are great in theory, but not everyone can earn money from something they are passionate about. That’s why we have hobbies. Luckily for me, I did find…
This blog post is part of the Pay Down My Debt (PDMD) blog tour, sponsored by US Equity Advantage. PDMD is a solution that accelerates debt payoff and helps consumers monitor their credit and make smarter purchasing decisions. If you’re looking to pay off debt find out how they can help. I still have a…
Your credit score is more important than you might think. It’s not just for getting loans anymore. Some service providers will check your credit before entering into a contract with you. You can be denied a place to rent because of bad credit. Even your employer can check your credit before they hire you. You…
Who said blogging doesn’t amount to anything? Well, I can tell you that blogging not only changed my life by allowing me to pursue a passion of mine, but also let’s you travel the world! Win-win if you ask me. My wife and I got to spend 5 days down in Jamaica for a blogging…
Money is one of the major factors in our quality of life. The amount of money we have, or lack thereof, can make or break us. It is sad that this is the case, but it simply is what it is at this moment in time. And sometimes, money can just downright make us cry….
Children want things. Lots and lots of things! At least, I know that mine do. This has been an ongoing battle since I can remember. However, since it is an ongoing battle, I decided that it makes much more sense to turn these wants into teachable moments. Wants vs. Needs The first step in the…
You might read this title and wonder what a “thriving business” really means. Well, to be completely honest, I don’t know how you define thriving, but I do it in my own way. A thriving business is one is profitable, supports my family, keeps a roof over our heads, and allows us to chase our…
Did you know you can actually get some cool gifts just by going to a timeshare presentation? What if I told you that my wife and I took in the sights and a presentation on a timeshare in order to save money on activities we wanted to do when traveling. It wasn’t my first choice,…
