Not only do American’s have an overeating problem, but we also overspend (much like our government). According to the graphic below, the average American is spending $1.33 for every $1 earned. Are you kidding me? No wonder we have such a problem with debt, whether it be student loans, auto loans, home loans, or credit cards.
As I look toward creating some great goals for 2013, I had to put my retirement savings under the microscope. How am I doing now that I am funding it? How much more do I need to save? When do I want to retire? All of these questions are great and can be easy to deal with with the right resources. Luckily for me, I was able to locate a great infographic from Money Crashers. They ask the simple, yet powerful question, “Will you be ready for retirement?”.
I have been working hard on building my emergency fund, so I figured I would finally cash in my coins. I have slowly built up my coins by just adding them into a large wine bottle (a really large bottle) over time. I didn’t pay attention to how many coins I have collected over the years, but I think the amount is getting pretty substantial. Instead of using them to purchase things I don’t need, I figured I would deposit them into my savings account. Unfortunately, this hasn’t been as easy as I thought it would be.
My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.
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Happy Father’s Day! I hope all of you get to celebrate with your family and maybe have a chance to relax. I know I will be having fun on my golf weekend, but I will miss the opportunity to celebrate Father’s Day with my dad. It upsets me a little bit because as a new father, I would love to celebrate with my father. Oh well, there will be others. I am taking this time to write a letter to my father. I hope he gets to read it.
Working from home jobs have become very popular lately with all of the opportunities out there and the faster internet running through our society. It’s becoming a reality for more and more who are able to support themselves while working from home. Have you fallen for a work from home scam in the past but…
What if I told you there could be some proven methods to save you money each month? How much money? Well,the average is a little over $1,800 each month. That’s right, just shy of $2,000 of money you could be saving by just doing these things. Now, the basis of the savings is two fold….
Thank You For Your Feedback! No, really I do. I pride myself on the articles that I can provide to help anyone with debt and growing wealth. When you take the time to answer my survey, it shows that you are willing to help this community grow. This is how a blog succeeds, so thank…
No matter what your goal, or how long it takes you to get there, the chances of you succeeding at your goal is based largely on your willingness to persevere. Why is it that perseverance breeds success? Let’s start with the definition of perseverance. Dictionaries defines perseverance this way: Perseverance: steadfastness in doing something despite…
How You Can Earn Cash Back Everyone loves to earn cash back, right? I know that I look for each and every way to earn money back when I go shopping. This page is a resource that will show you how to earn back back when you shop both online and offline. These resources are…
