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Why You Should Choose a Local Appliance Store

Why You Should Choose a Local Appliance Store

There comes a time in all of our lives that we have to make large purchases. Let’s face it, that is just how our lives work right now. Our modern lives demand dishwashers, refrigerators, washing machines and dryers. When we find ourselves looking to buy a new appliance, we shop around. We read the reviews, we analyze the reports, and we watch the sales. Here is my story about why you shouldn’t go with the lowest price, but shop based on the type of service that you will receive after the purchase is made.

Dear Verizon, This Is Our Final Goodbye!

Dear Verizon, This Is Our Final Goodbye!

Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.

Worldwide College Tuition Comparison

Worldwide College Tuition Comparison

I came across this new infographic that broke down some of the most popular colleges around the world and how much the tuition compares. I think this is really interesting, especially since we are dealing with exploding tuition prices here in the US. One of our biggest problems as a nation is the out of control costs associated with higher education. This massive increase in costs is just passed over the the student and typically in the form of student loans.

How You Can Get Rich Quick – The Truth Of Making Fast Cash

How You Can Get Rich Quick – The Truth Of Making Fast Cash

So, you want to know how to get rich quick? Doesn’t everyone! I wanted to write this to show you how you can get rich quick and live the life you have always wanted. You might love those late night infomercials telling you that if you buy their book or course, they will show you how to make so much money that it will be mind boggling. The only problem is that those people are the only ones getting rich quick. I am going to show you the real truth about making money fast.

3 Budget-Friendly Alternatives to Home Security Equipment

3 Budget-Friendly Alternatives to Home Security Equipment

When struggling with debt or making ends meet on a budget, it can be a bitter pill to swallow a monthly subscription fee for your home security needs. Sure, automated alarm systems can help deter home invaders and have been shown to limit the time they spend inside once they’ve broken in. But for those who want to make ends meet first (or supplement their home security measures already in place,) following simple home security tips and investing in cost-effective alternatives to traditional home security measures can save you hundreds of dollars.

Why You Should Pay Down Your Debt Before Financing a Car

Why You Should Pay Down Your Debt Before Financing a Car

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

How A Window A/C Unit Saved Me Money

How A Window A/C Unit Saved Me Money

My home air conditioner is severely inefficient, so my wife and I decided to look into saving money another way. We love to have our room very cold when we sleep, but we just couldn’t afford it. In a way to save money, I bought a window air conditioner and looked to see how much I would save. Check out my saving experiment and see how much I was able to save each and every month.

A Gym Membership, an Auto-Draft, and a Lawsuit

A Gym Membership, an Auto-Draft, and a Lawsuit

A gym membership is a great way to get in shape, but sometimes things can go wrong. When I was in high school, I signed up with Gold’s Gym for a one year membership. I had used the gym everyday to get in shape and I was enjoying it. One day that all changed with Gold’s Gym couldn’t pull money from my account any more. After a few more months, I got a call from a lawyer representing Gold’s Gym. They were suing me. Here is the full story.

Love and Money – An Internal Debate

Love and Money – An Internal Debate

I have been following the questions posed by Chase Bank back in February about average couples. It is pretty much about love and money. I answered the questions in my head, but not on here because I found one question that I wanted to dig into deeper. I have been having an internal debate about this question. There are some people on the side of a simple yes. They would pay off their spouse’s debt if they had it. They feel that their money is together. Some feel it is part of being married. I, on the other hand, don’t know what I would do, but I lean very much toward no. I think this question is conditional. Let me explain my reasons.

Recommendations

As a personal finance blogger, I have used or tested quite a few tools and resources in order to help me get to my main financial goals.  There are so many websites out there that it can be hard to choose.  I wanted to personally hand select some of the helpful money tools for you, so…

My Savings Account Interest Rate is WHAT?

My Savings Account Interest Rate is WHAT?

I was getting ready for tax season and decided to download my interest earnings from my regular big bank. It was after I logged in that I realized how bad of an interest rate my small savings account had. It blew me away how banks can get away with this. They get to provide me with some insignificant rate, while then go out and loan this money to someone for 9% APY. What a business model! How good is your savings account interest rate?