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American Express Personal Savings Review – A Good Option

ByGrayson Bell 02/04/201404/23/2022

As a reformed spender, I love the opportunity to save money. Unfortunately for all of us savers, the economy is not really geared to rewarding us for holding onto our money. Even with low interest rates, I still love to save money and want to tell you about the American Express personal savings account. One of my goals is to give my readers options on where they store their cash. I am a big proponent of spreading your liquid assets in different places, so adding another savings account is no big thing for me. I am also a big fan of American Express, because they are the holder of one of my favorite cash back credit cards. Since my large banks are giving their savings customers a paltry 0.10%, anything better than that is good for everyone!

Insurance

Insurance Basics – Spreading Risk

ByGrayson Bell 02/02/201407/27/2017

Insurance is on the forefront of everyone’s thoughts these days. With the new healthcare roll out in the US, people are wanting to know more about insurance. Insurance is actually a pretty easy topic to understand, but there are still people out there that don’t carry any insurance or just don’t really know how it actually works. I am going to go over the simple basics of insurance and how it works, just on a top level. There are many forms of insurance, which include health, car, home, marine, business, life, banking, and many more. Insurance is a part of our life, so we should take just a little time to understand how it works.

Paying Off Debt and Saving

ByGrayson Bell 01/17/201401/27/2016

You Can Save While Paying Down Debt! I know this is a cliche topic. Most will tell you that you should stop saving when you are paying down debt. Why do they say this? It is simple. The math isn’t in your favor when you take time to save. Debt usually comes with high interest…

Shopping

Why You Should Choose a Local Appliance Store

ByGuest Author 01/14/201401/13/2014

There comes a time in all of our lives that we have to make large purchases. Let’s face it, that is just how our lives work right now. Our modern lives demand dishwashers, refrigerators, washing machines and dryers. When we find ourselves looking to buy a new appliance, we shop around. We read the reviews, we analyze the reports, and we watch the sales. Here is my story about why you shouldn’t go with the lowest price, but shop based on the type of service that you will receive after the purchase is made.

Cell Phones

Dear Verizon, This Is Our Final Goodbye!

ByGrayson Bell 12/02/201312/01/2013

Dear Verizon Wireless, I have been a loyal customer of your cell phone service since I was 16. You provided the best service at a reasonable price. You allowed me to get a nice phone for very little money and pay it off on my bill every month. Then, you would reduce my bill after the phone was paid for. Those were the days! Unfortunately, times have changed. Here is our final goodbye letter letting you know that were are dumping you for someone a little less flashy, but way more affordable.

Education

Worldwide College Tuition Comparison

ByGrayson Bell 11/07/201302/19/2015

I came across this new infographic that broke down some of the most popular colleges around the world and how much the tuition compares. I think this is really interesting, especially since we are dealing with exploding tuition prices here in the US. One of our biggest problems as a nation is the out of control costs associated with higher education. This massive increase in costs is just passed over the the student and typically in the form of student loans.

General

Why Do We Fall For Ponzi Schemes?

ByGrayson Bell 09/16/201309/16/2013

I wanted to write this article as a follow-up or add-on to my “How You Can Get Rich Quick” article I put up last week. My idea for this is to try and figure out why we, as humans, fall for Ponzi schemes. I have a ton of questions and can only think of a few things that can explain why people jump into such schemes.

Money

How You Can Get Rich Quick – The Truth Of Making Fast Cash

ByGrayson Bell 09/09/201311/27/2023

So, you want to know how to get rich quick? Doesn’t everyone! I wanted to write this to show you how you can get rich quick and live the life you have always wanted. You might love those late night infomercials telling you that if you buy their book or course, they will show you how to make so much money that it will be mind boggling. The only problem is that those people are the only ones getting rich quick. I am going to show you the real truth about making money fast.

Autos

Why You Should Pay Down Your Debt Before Financing a Car

ByGuest Author 08/27/201310/02/2015

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

Savings

How A Window A/C Unit Saved Me Money

ByGrayson Bell 08/07/201308/06/2013

My home air conditioner is severely inefficient, so my wife and I decided to look into saving money another way. We love to have our room very cold when we sleep, but we just couldn’t afford it. In a way to save money, I bought a window air conditioner and looked to see how much I would save. Check out my saving experiment and see how much I was able to save each and every month.

Personal

A Gym Membership, an Auto-Draft, and a Lawsuit

ByGrayson Bell 04/10/201308/14/2014

A gym membership is a great way to get in shape, but sometimes things can go wrong. When I was in high school, I signed up with Gold’s Gym for a one year membership. I had used the gym everyday to get in shape and I was enjoying it. One day that all changed with Gold’s Gym couldn’t pull money from my account any more. After a few more months, I got a call from a lawyer representing Gold’s Gym. They were suing me. Here is the full story.

Money

Love and Money – An Internal Debate

ByGrayson Bell 04/08/201308/23/2022

I have been following the questions posed by Chase Bank back in February about average couples. It is pretty much about love and money. I answered the questions in my head, but not on here because I found one question that I wanted to dig into deeper. I have been having an internal debate about this question. There are some people on the side of a simple yes. They would pay off their spouse’s debt if they had it. They feel that their money is together. Some feel it is part of being married. I, on the other hand, don’t know what I would do, but I lean very much toward no. I think this question is conditional. Let me explain my reasons.