Search Results for: ins

3 Budget-Friendly Alternatives to Home Security Equipment

ByGuest Author 08/29/201308/23/2022

When struggling with debt or making ends meet on a budget, it can be a bitter pill to swallow a monthly subscription fee for your home security needs. Sure, automated alarm systems can help deter home invaders and have been shown to limit the time they spend inside once they’ve broken in. But for those who want to make ends meet first (or supplement their home security measures already in place,) following simple home security tips and investing in cost-effective alternatives to traditional home security measures can save you hundreds of dollars.

Autos

Why You Should Pay Down Your Debt Before Financing a Car

ByGuest Author 08/27/201310/02/2015

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

Savings

How A Window A/C Unit Saved Me Money

ByGrayson Bell 08/07/201308/06/2013

My home air conditioner is severely inefficient, so my wife and I decided to look into saving money another way. We love to have our room very cold when we sleep, but we just couldn’t afford it. In a way to save money, I bought a window air conditioner and looked to see how much I would save. Check out my saving experiment and see how much I was able to save each and every month.

Recommendations

ByGrayson Bell 04/06/201308/23/2022

As a personal finance blogger, I have used or tested quite a few tools and resources in order to help me get to my main financial goals. There are so many websites out there that it can be hard to choose. I wanted to personally hand select some of the helpful money tools for you, so…

Banking

My Savings Account Interest Rate is WHAT?

ByGrayson Bell 02/02/201311/13/2015

I was getting ready for tax season and decided to download my interest earnings from my regular big bank. It was after I logged in that I realized how bad of an interest rate my small savings account had. It blew me away how banks can get away with this. They get to provide me with some insignificant rate, while then go out and loan this money to someone for 9% APY. What a business model! How good is your savings account interest rate?

Retirement

How Are Your Retirement Savings Shaping Up?

ByGrayson Bell 01/02/201312/17/2012

As I look toward creating some great goals for 2013, I had to put my retirement savings under the microscope. How am I doing now that I am funding it? How much more do I need to save? When do I want to retire? All of these questions are great and can be easy to deal with with the right resources. Luckily for me, I was able to locate a great infographic from Money Crashers. They ask the simple, yet powerful question, “Will you be ready for retirement?”.

Banking

When Did Banks Stop Accepting Coin Deposits?

ByGrayson Bell 11/21/201202/22/2015

I have been working hard on building my emergency fund, so I figured I would finally cash in my coins. I have slowly built up my coins by just adding them into a large wine bottle (a really large bottle) over time. I didn’t pay attention to how many coins I have collected over the years, but I think the amount is getting pretty substantial. Instead of using them to purchase things I don’t need, I figured I would deposit them into my savings account. Unfortunately, this hasn’t been as easy as I thought it would be.

Thank You

ByGrayson Bell 10/10/201208/23/2022

I appreciate you subscribing! No, really I do. I pride myself on the articles that I can provide to help anyone with debt and growing wealth. When you take the time to subscribe to my articles here at Wealth Bytes, it shows that you like the content and want to read more. This is how this…

Fighting Debt | Personal

My Personal Debt Beginning

ByGrayson Bell 08/26/201212/13/2016

My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.

Privacy Policy

ByGrayson Bell 08/23/201210/02/2023

Here at Wealth Bytes, we take online privacy very seriously and actively work to protect the privacy of our visitors and mailing list subscribers. Wealth Bytes never shares or sells personal information to any third party. We also do not require any visitors to sign up to receive content or special promotions. This Privacy Policy…