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When Life Gives You Lemons, Don’t Just Make Lemonade!

When Life Gives You Lemons, Don’t Just Make Lemonade!

ByGrayson Bell

I’m sure most of you have heard the phrase “when life gives you lemons, make lemonade!” The basis of this quote or phrase is when you are given an opportunity, do something with it. When life gives you a lemon, don’t just say “thanks” and move on. Do something with the lemon, like make lemonade. To tell you the truth, I kind of live by this quote. I know I got my drive from my parents, who work their butts off and do well doing it. They never let their foot off the gas. When life gives them an opportunity, they tend to take it. I’m the same way. Not only that, but I try and find my own lemons on occasion. I don’t always like to wait for life to give me a lemon, I want to find it and create the opportunity. Though this quote is inspirational, I don’t feel it tells the entire story. I wanted to expand on it and make it my own, because I can!

Straight Talk Review – Bring Your Own Phone and Save
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Straight Talk Review – Bring Your Own Phone and Save

ByGrayson Bell

I have been testing out the Straight Talk service for a little bit now, so I figured I would post a review of how it has been going. There have been many questions from readers in regards to this topic, as I am sure many have been wondering how to get away from the big carriers, AT&T and Verizon. Since I am using the Straight Talk bring your own phone program, that is what I will be reviewing. Straight Talk uses SIM cards that are compatible with either AT&T’s or T-Mobile’s network.

See.ing Smartcam Review – Wireless Monitoring Camera
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See.ing Smartcam Review – Wireless Monitoring Camera

ByGrayson Bell

As a fan of both DIY and technology, I will always jump at the chance to review and test wireless video monitoring equipment. Luckily for me, that chance came up recently. There is a new product on the market to jump into the wireless monitoring arena. DXG has created their See.ing Smartcam product line to compete with the likes of Dropcam and D-Link. I enjoy competition as it allows for people to make an educated guess on what is the best. I have had a Dropcam for some time and have enjoyed it. There are some quirks, so this See.ing Smartcam review will be based on a comparison between the two.

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

It’s All in Your Head: Why a Scarcity Mindset Is Keeping You Poor

ByGrayson Bell

You’re frustrated at the end of the month because it feels like every penny you make goes toward paying bills, and you have nothing to show for your hard work. You see things that you would like to have, seemingly frivolous items like designer shoes or a new television, and walk away, thinking that because you don’t have the money now, you won’t ever be able to have what you want. You’re jealous of others. While it’s true that basic necessities like food and shelter cost more than ever, the real reason that most people aren’t achieving wealth goals has nothing to do with how much money is in the bank. It has to do with how they think about money.

My Argument For Married Couples Keeping Separate Finances

My Argument For Married Couples Keeping Separate Finances

ByGrayson Bell

First, let me give mad props to my fellow personal finance blogger, Holly of Club Thrifty, for rocking a Wall Street Journal essay and a Fox Business TV interview. She was dealing with the topic of money and marriage. This is a very controversial topic in the world of personal finance and I understand why. I wrote about it briefly some time ago when I was talking about paying off a spouses debt when they incurred it before marriage. That one got me some angry comments and emails, but I powered through. I don’t mind causing a little controversy. I read both the arguments on the WSJ piece and I am going to provide my argument for separate finances for married couples.

Money Talks – The Power and Influence of Money

Money Talks – The Power and Influence of Money

ByGrayson Bell

You have probably heard of the saying “money talks!” If you haven’t then it is a simple premise. If you have money, then you have power and influence. The more money you have, then the more power and influence you have. We see this premise in action everywhere really. It really shows up in business and politics. I figured I would share a story with you that would bring home this phrase. You probably don’t need a story to understand that money really does talk, but you are getting one anyway. This is about a co-worker that was deep into politics, so much that she was planning a career switch.

Top 10 Overlooked Causes of Debt

Top 10 Overlooked Causes of Debt

ByGrayson Bell

Over the past decade, more and more people have found themselves deep in financial debt. While there may be some obvious reasons why some people have gotten into debt, there are also many other overlooked factors that could have led to their accumulation of debt. I have spent a good amount of my adult life in debt. I know how it feels. There is nothing fun about it, but that doesn’t mean it has to define you. Remember that you are the one in control of your money, so don’t let it take control of you. We all make mistakes and debt should be one that you only make once. I don’t plan on making the debt mistake again, so I hope you do the same.

American Express Personal Savings Review – A Good Option
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American Express Personal Savings Review – A Good Option

ByGrayson Bell

As a reformed spender, I love the opportunity to save money. Unfortunately for all of us savers, the economy is not really geared to rewarding us for holding onto our money. Even with low interest rates, I still love to save money and want to tell you about the American Express personal savings account. One of my goals is to give my readers options on where they store their cash. I am a big proponent of spreading your liquid assets in different places, so adding another savings account is no big thing for me. I am also a big fan of American Express, because they are the holder of one of my favorite cash back credit cards. Since my large banks are giving their savings customers a paltry 0.10%, anything better than that is good for everyone!

Insurance Basics – Spreading Risk

Insurance Basics – Spreading Risk

ByGrayson Bell

Insurance is on the forefront of everyone’s thoughts these days. With the new healthcare roll out in the US, people are wanting to know more about insurance. Insurance is actually a pretty easy topic to understand, but there are still people out there that don’t carry any insurance or just don’t really know how it actually works. I am going to go over the simple basics of insurance and how it works, just on a top level. There are many forms of insurance, which include health, car, home, marine, business, life, banking, and many more. Insurance is a part of our life, so we should take just a little time to understand how it works.

Why You Should Choose a Local Appliance Store

Why You Should Choose a Local Appliance Store

ByGuest Author

There comes a time in all of our lives that we have to make large purchases. Let’s face it, that is just how our lives work right now. Our modern lives demand dishwashers, refrigerators, washing machines and dryers. When we find ourselves looking to buy a new appliance, we shop around. We read the reviews, we analyze the reports, and we watch the sales. Here is my story about why you shouldn’t go with the lowest price, but shop based on the type of service that you will receive after the purchase is made.