I wanted to write this article as a follow-up or add-on to my “How You Can Get Rich Quick” article I put up last week. My idea for this is to try and figure out why we, as humans, fall for Ponzi schemes. I have a ton of questions and can only think of a few things that can explain why people jump into such schemes.
When struggling with debt or making ends meet on a budget, it can be a bitter pill to swallow a monthly subscription fee for your home security needs. Sure, automated alarm systems can help deter home invaders and have been shown to limit the time they spend inside once they’ve broken in. But for those who want to make ends meet first (or supplement their home security measures already in place,) following simple home security tips and investing in cost-effective alternatives to traditional home security measures can save you hundreds of dollars.
It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.
My home air conditioner is severely inefficient, so my wife and I decided to look into saving money another way. We love to have our room very cold when we sleep, but we just couldn’t afford it. In a way to save money, I bought a window air conditioner and looked to see how much I would save. Check out my saving experiment and see how much I was able to save each and every month.
A gym membership is a great way to get in shape, but sometimes things can go wrong. When I was in high school, I signed up with Gold’s Gym for a one year membership. I had used the gym everyday to get in shape and I was enjoying it. One day that all changed with Gold’s Gym couldn’t pull money from my account any more. After a few more months, I got a call from a lawyer representing Gold’s Gym. They were suing me. Here is the full story.
As a personal finance blogger, I have used or tested quite a few tools and resources in order to help me get to my main financial goals. There are so many websites out there that it can be hard to choose. I wanted to personally hand select some of the helpful money tools for you, so…
My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.
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