What are you waiting for to get started with filing your taxes? Do you wait until the deadline to file your taxes because your not sure you’re getting it right? It doesn’t have to be that way (well, paying taxes is always going to be there) if you just take a few moments to pick…
If you’re interested in saving money, you should have an emergency fund. So what is it and how do you create one? Plain and simple, an emergency fund is money you have set aside in case of an emergency. These can range from an unexpected bill, car repair, home repair, medical bill, job loss, etc….
The Debt Avalanche is another popular debt repayment method which focuses on paying off debts in a calculated manner by focusing on how much interest you pay. Unlike the Debt Snowball method, you pay off debts based on the interest rate. When I was in over $75,000 of debt, the debt avalanche is what I…
If you’re looking to pay down debt, then you’ve probably heard of the Debt Snowball. This debt repayment method was made famous by Dave Ramsey as part of his 7 Baby Steps. The Debt Snowball is used as part of Step 2. In this money short, we ask what is the debt snowball and give…
We all know that the secret to becoming a successful investor, you must “buy low and sell high.” But if you’re like most investors, you don’t always know when it’s a good time to buy a particular investment. With the best investing tools, you can easily make sound investments that help you build long-term wealth…
It’s that time of year again! Time for the kids to start begging for all of the newest and coolest bloody weapons of choice and princess costumes. Yep, it’s Halloween time again! I personally am not a huge fan of this holiday due to the fact that it can get ridiculously expensive. All so that…
It’s back to school season my friends. If you have kids in school, then you know about this lovely time. The school lists are out and you need to head out to get supplies if you haven’t already. What happens if you don’t get a school list though? Do you know what school supplies you…
Vacation. It is an annual rite of passage for many families across the summer. Besides Christmas, vacation is usually the largest one-time expense each year. We all want to have an awesome vacation, no matter if we stay near for a staycation, or book an international trip for a few weeks. Budgeting for a nice…
With the holidays getting closer, it’s time to start a budget for the gifts you plan to give. No matter if you have kids, significant other, family, friends, etc., you should be planning on how much you want to spend and how you will earn that money. There is no point in going into debt…
The media loves to regularly point out that Americans struggle to afford an unexpected $500 bill. What many of us don’t realize is that if you’re having trouble paying for life’s surprises, you probably struggle to buy groceries and pay your rent every month too. Being able to save money on groceries is an easy…
You don’t make a lot of money and you’ve worked hard to get out of debt. Now that you have the taste of what it’s like to not have a monthly interest payment for maybe the first time ever as an adult, the last thing you want to do is go back into debt. But,…
What Do You Want To Do With Your Money? Welcome to Wealth Bytes, where we’re about as passionate about your money as we are with our own. After struggling with massive debt and fighting through it, I’ve come to realize that too many are in the same position I was. After paying it all off…
