It’s not something I talked about openly for years just because it wasn’t something I cared for others to know, but as I grow older and don’t care as much about what people think, I have decided to share a few things about what it is like being a Type 1 diabetic in the United…
Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…
Saving money is an important topic talked about everywhere. We talk about it here regularly because it is a pillar of personal finance. Saving money is the backbone of financial literacy. You will often read about so many different ways to save money each month. I find X ways here, Y ways there, and everything…
It’s been a long time coming, but savers are finally being rewarded again with higher interest rates on savings accounts and CDs. Cash is King again!! While it’s no match for the 8%+ inflation rate we are dealing with, I’d rather earn 3% on my cash than be losing 25%+ on my investments. For a…
I’ve never been one to settle for high cell phone bills. Over the years I have been on Verizon, Straight Talk, AT&T, T-Mobile, Republic Wireless, and Cricket Wireless (who I was on before switching). In a recent effort to reduce my monthly costs, I decided to try out Mint Mobile. Here is my experience and…
If you’ve been living under a rock or in a place without any connection to the outside world, we are in a recession. It was official already though some still think there is one to come. But by definition, the United States is in a recession. With the government raising rates, inflation at an all-time…
Coinstar is a popular coin counting and sorting machine that is available in many grocery stores and most Walmarts around the country. They even have a nice international presence. They provide the service of counting your unrolled coins and getting cash immediately in the matter of minutes. The current Coinstar fee is 12.5% + $0.50…
What are you waiting for to get started with filing your taxes? Do you wait until the deadline to file your taxes because your not sure you’re getting it right? It doesn’t have to be that way (well, paying taxes is always going to be there) if you just take a few moments to pick…
Owning a home is part of many people’s financial dreams. But we often see the same question over and over again, which is “how much house can I afford?“ So we decided to include this one in our money shorts series that quickly answers the question for you. So, How much House Can Your Afford?…
The Debt Avalanche is another popular debt repayment method which focuses on paying off debts in a calculated manner by focusing on how much interest you pay. Unlike the Debt Snowball method, you pay off debts based on the interest rate. When I was in over $75,000 of debt, the debt avalanche is what I…
We all know that the secret to becoming a successful investor, you must “buy low and sell high.” But if you’re like most investors, you don’t always know when it’s a good time to buy a particular investment. With the best investing tools, you can easily make sound investments that help you build long-term wealth…
It’s that time of year again! Time for the kids to start begging for all of the newest and coolest bloody weapons of choice and princess costumes. Yep, it’s Halloween time again! I personally am not a huge fan of this holiday due to the fact that it can get ridiculously expensive. All so that…
