Saving money is an important topic talked about everywhere. We talk about it here regularly because it is a pillar of personal finance. Saving money is the backbone of financial literacy. You will often read about so many different ways to save money each month. I find X ways here, Y ways there, and everything…
It’s been a long time coming, but savers are finally being rewarded again with higher interest rates on savings accounts and CDs. Cash is King again!! While it’s no match for the 8%+ inflation rate we are dealing with, I’d rather earn 3% on my cash than be losing 25%+ on my investments. For a…
I’ve never been one to settle for high cell phone bills. Over the years I have been on Verizon, Straight Talk, AT&T, T-Mobile, Republic Wireless, and Cricket Wireless (who I was on before switching). In a recent effort to reduce my monthly costs, I decided to try out Mint Mobile. Here is my experience and…
Coinstar is a popular coin counting and sorting machine that is available in many grocery stores and most Walmarts around the country. They even have a nice international presence. They provide the service of counting your unrolled coins and getting cash immediately in the matter of minutes. The current Coinstar fee is 12.5% + $0.50…
Owning a home is part of many people’s financial dreams. But we often see the same question over and over again, which is “how much house can I afford?“ So we decided to include this one in our money shorts series that quickly answers the question for you. So, How much House Can Your Afford?…
If you’re looking to pay down debt, then you’ve probably heard of the Debt Snowball. This debt repayment method was made famous by Dave Ramsey as part of his 7 Baby Steps. The Debt Snowball is used as part of Step 2. In this money short, we ask what is the debt snowball and give…
Making extra money is the best way to change your financial situation. The good thing is that in our current time, there are so many ways to earn extra money through the classic side hustle. Basically this is a “job” you do on the side of your main job. You can earn money with your…
It’s that time of year again! Time for the kids to start begging for all of the newest and coolest bloody weapons of choice and princess costumes. Yep, it’s Halloween time again! I personally am not a huge fan of this holiday due to the fact that it can get ridiculously expensive. All so that…
Vacation. It is an annual rite of passage for many families across the summer. Besides Christmas, vacation is usually the largest one-time expense each year. We all want to have an awesome vacation, no matter if we stay near for a staycation, or book an international trip for a few weeks. Budgeting for a nice…
With the holidays getting closer, it’s time to start a budget for the gifts you plan to give. No matter if you have kids, significant other, family, friends, etc., you should be planning on how much you want to spend and how you will earn that money. There is no point in going into debt…
The media loves to regularly point out that Americans struggle to afford an unexpected $500 bill. What many of us don’t realize is that if you’re having trouble paying for life’s surprises, you probably struggle to buy groceries and pay your rent every month too. Being able to save money on groceries is an easy…
You don’t make a lot of money and you’ve worked hard to get out of debt. Now that you have the taste of what it’s like to not have a monthly interest payment for maybe the first time ever as an adult, the last thing you want to do is go back into debt. But,…
