Search Results for: pay off debt

Top 10 Overlooked Causes of Debt

ByGrayson Bell 02/27/201408/26/2022

Over the past decade, more and more people have found themselves deep in financial debt. While there may be some obvious reasons why some people have gotten into debt, there are also many other overlooked factors that could have led to their accumulation of debt. I have spent a good amount of my adult life in debt. I know how it feels. There is nothing fun about it, but that doesn’t mean it has to define you. Remember that you are the one in control of your money, so don’t let it take control of you. We all make mistakes and debt should be one that you only make once. I don’t plan on making the debt mistake again, so I hope you do the same.

Autos

Why You Should Pay Down Your Debt Before Financing a Car

ByGuest Author 08/27/201310/02/2015

It is always a good idea to pay down your debt. Surely, you have heard that mantra before. It is shouted from every personal finance rooftop on the internet. But why is it such a good idea, especially when you look at it in the light applying for a new car loan? There are many reasons you might not be immediately aware of, so here we go.

Fighting Debt | Personal

My Personal Debt Beginning

ByGrayson Bell 08/26/201212/13/2016

My personal debt story begins the same as many people’s does, with one credit card and the feeling of freedom on the horizon. I got my first credit card during my freshman year in college. I was working at the time, but didn’t earn much. I had enough to pay for gas and go out when I wanted to eat something that was not made during a creative cafeteria night. My credit card was a SonyCard, which gave me points to get free Sony electronics. This was a win-win for me because I love electronics and I love being able to “afford” the things I want. This card was the beginning of a long journey that I will never forget.

Fighting Debt

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

ByGrayson Bell 05/29/202305/29/2023

Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…

What Do You Want To Do With Your Money?

ByGrayson Bell 02/19/201805/29/2023

What Do You Want To Do With Your Money? Welcome to Wealth Bytes, where we’re about as passionate about your money as we are with our own. After struggling with massive debt and fighting through it, I’ve come to realize that too many are in the same position I was. After paying it all off…

Fighting Debt | Investing | Making Money | Saving Money

39 of the Best Financial Tips to Start the New Year in 2024

ByGrayson Bell 01/01/201809/19/2022

The new year is here and I’m sure you’re ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I…

Fighting Debt | Real Estate | Saving Money

The One Change That Will Save Us $22,000

ByGrayson Bell 04/03/201704/03/2017

This blog post is part of the Pay Down My Debt (PDMD) blog tour, sponsored by US Equity Advantage. PDMD is a solution that accelerates debt payoff and helps consumers monitor their credit and make smarter purchasing decisions. If you’re looking to pay off debt find out how they can help. I still have a…

Making Money

How I Made Nearly $1,000 In A Month Using Craigslist

ByGrayson Bell 10/31/201611/14/2018

Before you jump the gun and think I was doing something illegal, I assure you, everything was on the up and up. I did nothing illegal to earn this money. It was just a really good month and I used Craigslist to fuel that extra money. I’ve always been a fan of looking around to…

Tools

Mint vs. Personal Capital – The Ultimate Financial Tool Throwdown

ByGrayson Bell 05/23/201510/22/2022

It’s here my financial friends. The ultimate throwdown! Today, we pit two of the best financial tools against each other to see who comes out on top. That’s right, we are going to compare Mint.com and Personal Capital to see which free tool is better! I got this idea back when someone basically asked me: “Mint.com…

Money

Love and Money – An Internal Debate

ByGrayson Bell 04/08/201308/23/2022

I have been following the questions posed by Chase Bank back in February about average couples. It is pretty much about love and money. I answered the questions in my head, but not on here because I found one question that I wanted to dig into deeper. I have been having an internal debate about this question. There are some people on the side of a simple yes. They would pay off their spouse’s debt if they had it. They feel that their money is together. Some feel it is part of being married. I, on the other hand, don’t know what I would do, but I lean very much toward no. I think this question is conditional. Let me explain my reasons.

About Wealth Bytes

ByGrayson Bell 08/22/201206/01/2023

My name is Grayson Bell and I created this site in 2012 after I took an all too familiar journey to get out of debt. Wealth Bytes is dedicated to figuring out how to get your finances in order and push yourself to get out of debt. Once out of debt, we want to help…

Making Money

6 Side Hustles You Can Start for Free to Make Extra Money

ByKayla 06/13/202306/13/2023

Starting a side hustle can be a wise decision for various reasons, such as getting out of debt, increasing savings, or financing enjoyable activities like going on vacation. Furthermore, pursuing a side hustle can occasionally serve as a gatekeeper to reach your desired lifestyle. Perhaps you’ve always dreamed of starting your own business or traveling…