Search Results for: own

Should You Pay Cash or Finance Your Next Vehicle?

Should You Pay Cash or Finance Your Next Vehicle?

ByGrayson Bell

There are so many words of advice about purchasing a car that I wanted to throw my hat in the ring as well.  The reason I want to do this is because I have a little different view point about purchasing a car.  I don’t disagree with the other view points as I think they are valid, but I just have a little twist in how I see it.  As stated time and time again, finance decisions like this are personal and you have to make the best financial decision based on you.

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

Transfer a Credit Card Balance: How I Saved Over $6,000 Playing the Balance Transfer Game

ByGrayson Bell

Are you struggling with high-interest credit card debt? If so, transferring your balance to a new card with a lower interest rate could be a smart financial move. A balance transfer can help you pay off your debt faster and save you money on interest charges. However, before you jump into a balance transfer, it’s…

What Is the Average Return of the S&P 500? Understanding the Long-Term Performance of America’s Most Popular Stock Index.

What Is the Average Return of the S&P 500? Understanding the Long-Term Performance of America’s Most Popular Stock Index.

ByGrayson Bell

The S&P 500 is a stock market index that measures the performance of 500 large companies listed on stock exchanges in the United States. It is widely regarded as a benchmark for the overall performance of the U.S. stock market. Investors often use the S&P 500 as a way to gauge the health of the…

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

Rocket Mortgage Is Trying to Get Us to Do a Cash-Out Refinance, But I Refuse

ByGrayson Bell

Back in 2020 (and 2021), we refinanced our mortgage to get those really low interest rates. At first we refinanced our 30-year down to a 15-year because the rates were low. As the rates lowered more, we refinanced back out of a 15-year to a 30-year. The reason was simple, the rates were below 3%…

What is the Coinstar Fee and How to Find a Machine Near You
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What is the Coinstar Fee and How to Find a Machine Near You

ByGrayson Bell

Coinstar is a popular coin counting and sorting machine that is available in many grocery stores and most Walmarts around the country. They even have a nice international presence. They provide the service of counting your unrolled coins and getting cash immediately in the matter of minutes. The current Coinstar fee is 12.5% + $0.50…